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Capital One Q\u0026A: Deposits Clearing To Your AccountCapital One Checking. Capital One logo. APY. %. Monthly fee. $0 You can't withdraw the Bitcoin to use elsewhere. Instead, you redeem. Deposit accounts � including money market, checking, savings and CDs � are protected for $ per person, per bank and per account. Once you receive two direct deposits of at least $ a piece, Capital One will deposit the $ within 60 days. Featured offer: save money.